With the Hadada Widget, our clients can access their customers’ financial details and make better decisions. The Hadada Widget is the client-side component of our solution with which our clients’ customers interact to link their accounts to us and allow our clients to access their accounts via the Hadada API. This widget handles credential validation, multi-factor authentication, and error handling for each institution we support. Our device works across all modern browsers and platforms, including web, iOS, Android, and mobile web views.
The diagram below shows how the Hadada Widget is used to connect your customer and obtain a record_id, which is used to authenticate requests to the Hadada API.
Typically, your customers input their bank credentials on the widget as the first step. This happens whether the customer uses internet, mobile banking, or even USSD authentication, as shown below.
Internet Banking: Customers log in using the credentials they use with their internet banking portal
Mobile Banking: Customers log in using the credentials they use with their mobile banking application
USSD Authentication: Customers log in to your application using their USSD pin and Account number.
But, in most cases, the customer shows hesitation in inputting their banking credentials. This is due to security concerns. This must be very frustrating for you, as it can lead to loss of business.
This is why we have gone the extra mile at Hadada to refine our solution, making it better and faster. Our credential-less widget works similarly, but in this case, your customers do not need to log in with their banking credentials. They only log in using their account number. They then get an OTP on the phone number attached to the phone, which is used to complete the login process.
This is ideal for customers with bank accounts who do not have internet or mobile banking or customers who feel uncomfortable putting their bank details in an online form.
At Hadada, we always think about making your processes more straightforward and better optimized. The credential-less Hadada widget is our perfect gift to you.
Let’s get you started HERE. You can talk to one of our consultants